Retirement policies need to change now to avert a crisis

Australia’s demographic shifts have been apparent for decades, but government inaction means the country faces an urgent need for policy change, writes Andrea Michaels.

Politicians avoid the hard decisions on ageing

Governments are failing to prepare for the profound demographic shift in Australia – and their policy paralysis could come at a high cost for future budgets and individual lives, writes Adelaide tax specialist Andrea Michaels.

Superannuation isn't a wealth management tool.

Why super caps actually make sense

The Federal Government’s sales job on its retirement income changes should have focused on one key point – the actual purpose of superannuation, writes Andrea Michaels.